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Calculate how much time and money you save by making extra or bi-weekly payments on your loans.
Total Interest Saved
$1,456.42
16 months faster
Original Payoff
4y 11m
$5,081.86 interest
With Extra Payments
3y 7m
$3,625.45 interest
Calculate monthly payments and total interest for personal or auto loans.
View complete month-by-month payment schedules with principal and interest breakdown.
Estimate monthly home loan payments including taxes and insurance.
Estimate monthly auto loan payments with sales tax and trade-in value.
Find implied rates, convert APR to APY, and compare effective annual rates.
Plan monthly contributions to reach your target financial goals.
Even small extra payments can dramatically reduce your loan term and total interest. This calculator shows you side-by-side comparisons of your original payoff timeline versus an accelerated schedule with additional payments.